If you receive Supplemental Security Income (SSI), October is a key month for your budget.
For 2025, the maximum federal SSI payment is $967 for an eligible individual, $1,450 for an eligible couple, and $484 for an essential person (someone who provides care in your household).
Your personal deposit can be higher if your state adds a supplement or lower if you have countable income or specific living arrangements.
October $967 payment timing (future-ready)
SSI is paid on the 1st of each month. In October 2025, payments are scheduled for Wednesday, October 1. Because November 1, 2025 falls on a Saturday, the November SSI will arrive early—on Friday, October 31.
This creates two SSI deposits in October (your regular October deposit plus the early November payment). It’s a timing shift only—you still receive 12 monthly payments for the year.
Tip for future Octobers: whenever November 1 lands on a weekend/holiday, expect the November SSI to arrive on the previous business day in late October.
Who can expect the $967?
You may receive up to $967 in October if you:
- Are 65 or older, blind, or disabled;
- Have limited income and resources;
- Meet U.S. residency and other program rules.
Couples who both qualify can receive up to $1,450. Your amount may differ due to state supplements, countable income, or living-arrangement rules (for example, if someone else pays for your food or shelter).
How your $967 payment arrives
SSI is delivered by direct deposit to your bank/credit union or to an approved electronic payment card. Electronic delivery is now standard and helps avoid delays from weekends and holidays.
If your deposit doesn’t show on the expected date, allow a short window for bank processing before contacting Social Security.
October at a glance
| Item | Key Details |
|---|---|
| Federal Benefit Rate (2025) | $967 (individual), $1,450 (eligible couple), $484 (essential person) |
| Regular October Payment | Wednesday, Oct 1, 2025 |
| Early November Payment (paid in Oct) | Friday, Oct 31, 2025 (because Nov 1 is a Saturday) |
| Payment Method | Direct deposit or government-approved electronic card |
| Why two deposits in October? | Calendar shift—next month’s SSI arrives early; annual total is unchanged |
Planning ahead (future-proof checklist)
- Mark the 1st each month for SSI; watch for weekend/holiday shifts that can move the next month’s payment into the prior month.
- Keep your bank details and mailing address current to prevent delivery issues.
- Track any state supplement rules, which can raise your monthly amount.
- Expect annual cost-of-living adjustments (COLA) to update amounts each January; if COLA changes the Federal Benefit Rate, your January deposit reflects it.
For October, eligible SSI recipients can receive up to $967 (individual) or $1,450 (couple), with two deposits potentially appearing in the month due to the calendar shift that pays November’s SSI in late October.
To stay ready every year, watch the 1st-of-the-month schedule, note weekend/holiday adjustments, and keep your account information up to date.
This way, you’ll know exactly when and how much to expect—without surprises.
FAQs
Will everyone get the full $967 in October?
No. $967 is the federal maximum for an eligible individual. Your actual deposit can be lower if you have countable income or certain living arrangements, and higher if your state adds a supplement.
Why did I see two SSI deposits in October?
Because November 1, 2025 is a Saturday, Social Security pays November’s SSI on Friday, October 31. You still receive only 12 monthly payments for the year—just on a shifted schedule.
My deposit didn’t show up on the date listed. What should I do?
Give your bank a short processing window. Then verify your direct-deposit details are correct and contact Social Security if needed.
