Since there are no UK-wide (or Scotland-specific) bank holidays during November, the Department for Work and Pensions (DWP) confirms that all standard benefit schemes will be paid as per their usual schedule.
That includes Universal Credit, Pension Credit, Child Benefit, Personal Independence Payment (PIP), Disability Living Allowance (DLA), Attendance Allowance, Carer’s Allowance, Employment Support Allowance (ESA), Income Support and Jobseeker’s Allowance (JSA).
The State Pension continues to be paid every four weeks, with the specific weekday determined by the last two digits of your National Insurance (NI) number:
- 00-19 → Monday
- 20-39 → Tuesday
- 40-59 → Wednesday
- 60-79 → Thursday
- 80-99 → Friday
Cost of Living Payments – What to expect
The previous national Cost of Living Payment scheme (for 2022-24) has concluded, and no further automatic payments of that kind are scheduled for 2025.
However, local support remains available through council-run funds such as the Household Support Fund, which provide one-off grants or assistance with essential household costs (eligibility and amounts vary by area).
Working-age benefits were uprated in April 2025 in line with inflation and other established criteria, and the State Pension also saw an increase under the “triple-lock” mechanism.
Beneficiaries should be aware that the next round of uprating is expected in April 2026.
November 2025 Payment Calendar (At a Glance)
| Payment / Benefit | Usual Pattern | November 2025 Date(s) | Notes |
|---|---|---|---|
| Universal Credit | Monthly (7 days after assessment) | As per your claim cycle | No bank-holiday shift this month |
| State Pension | Every 4 weeks — weekday by NI | Mon–Fri according to NI digits | 00-19 Mon, 20-39 Tue, 40-59 Wed, etc. |
| Pension Credit | Every 4 weeks | As scheduled | Normal cycle maintained |
| Child Benefit | Every 4 weeks (or weekly option) | As scheduled | Standard payment pattern |
| PIP / DLA / Attendance Allowance | Every 4 weeks | As scheduled | No adjustment for bank holidays |
| Carer’s Allowance | Weekly or 4-weekly | As scheduled | Usual timing applies |
| ESA / JSA / Income Support | Fortnightly or 4-weekly | As scheduled | Normal payments during November |
Because there is no bank holiday in November 2025, payments are not brought forward or delayed.
Other Support Tools to Consider in November
- Household Support Fund: Local councils may offer one-off help with essential bills, food or heating. Availability and eligibility depend on your local authority.
- Budgeting Advance: If you receive Universal Credit and face an unexpected cost, you might be eligible for an interest-free advance (repaid via future benefit payments).
- Social Tariffs: For low-income households, reduced-cost broadband or water tariffs may be available — worth checking if you qualify.
November 2025 is a straightforward month for benefit and pension recipients: with no bank holidays affecting payment runs, you can expect payments to arrive on their regular dates.
The previously available nationwide Cost-of-Living Payments have ended, so it’s wise to check local council support schemes if extra help is needed.
Knowing your assessment period (for Universal Credit) or your State Pension weekday (based on NI number) will help you manage cash flow and plan ahead as winter approaches.
FAQs
Will my benefit payment be brought forward in November 2025?
No — since there are no November bank holidays, payment dates for all DWP benefits and the State Pension remain unchanged.
Are there any Cost of Living Payments in November 2025?
No national Cost of Living Payment is scheduled for November 2025. Any additional financial support will come via local schemes rather than a national payment.
How can I tell what day my State Pension will be paid?
Your State Pension is paid every four weeks, and the weekday depends on the last two digits of your National Insurance number: 00-19 (Monday), 20-39 (Tuesday), 40-59 (Wednesday), 60-79 (Thursday), 80-99 (Friday).
