CRA Benefit Increases: In 2025, the Canada Revenue Agency (CRA) announced several important benefit increases to help Canadians deal with rising prices. These payments are helping families, workers, and seniors manage higher costs for rent, groceries, and bills.
Five major benefits — the GST/HST Credit, Advanced Canada Workers Benefit (ACWB), Canada Child Benefit (CCB), Ontario Trillium Benefit (OTB), and Canada Pension Plan (CPP) along with Old Age Security (OAS) — have all gone up.
On top of that, a new Canada Disability Benefit started in 2025 for people with disabilities and low income.
GST/HST Credit
The GST/HST Credit is a tax-free payment given every three months to help with the cost of goods and services.
- Increased by 2.7% in January 2025
- Singles can now get up to $533 a year
- Couples can get up to $698, plus $184 per child under 19
- Based on family income, marital status, and number of dependents
Next GST/HST Credit Dates:
- October 3, 2025
- January 5, 2026
- April 3, 2026
Advanced Canada Workers Benefit (ACWB)
The ACWB supports low-income workers by sending them part of their yearly benefit in advance.
- Singles can receive up to $1,428
- Families can receive up to $2,461
- Extra money available for those with disabilities
Next ACWB Payment Dates:
- October 10, 2025
- January 9, 2026
Canada Child Benefit (CCB)
Families with children under 18 continue to get strong support through the CCB. The payment rose by 2.7% in 2025.
- Children under 6: $7,997 per year
- Children aged 6–17: $6,748 per year
- Payments come monthly, based on household income
For example, a family with two kids could get as much as $14,745 a year if their income is below the limit.
Next CCB Payment Date:
- October 20, 2025
Ontario Trillium Benefit (OTB)
The OTB helps Ontarians cover taxes and energy costs. It combines three credits:
- Ontario Sales Tax Credit
- Energy and Property Tax Credit
- Northern Ontario Energy Credit
Maximum Payments for 2025:
| Credit Type | Maximum Annual Payment |
|---|---|
| Ontario Sales Tax Credit | $371 per person |
| Energy and Property Tax Credit (for seniors) | $1,459 |
| Northern Ontario Energy Credit (families) | $284 |
Next OTB Payment Date: October 10, 2025
CPP and OAS Increases
Seniors got a 2.7% increase to Canada Pension Plan (CPP) and Old Age Security (OAS) in 2025.
| Benefit | Maximum Monthly Payment (2025) |
|---|---|
| CPP at age 65 | $1,433 |
| OAS (ages 65–74) | $727.67 |
| OAS (ages 75+) | $800.44 |
| Guaranteed Income Supplement (GIS) | Up to $1,086.88 |
Next CPP/OAS Payment: September 26, 2025
Canada Disability Benefit (CDB)
Launched in July 2025, this new benefit helps Canadians with disabilities who have low income.
- Maximum benefit: $2,400 a year ($200 per month)
- Paid every month, usually on the third Thursday
- To qualify, you must:
- Be 18–64 years old
- Have Disability Tax Credit approval
- File your 2024 taxes
Example: First payment date – August 21, 2025
The CRA’s 2025 benefit increases are a big relief for Canadians. From families raising kids to seniors on fixed incomes, every group is seeing extra support. The Canada Disability Benefit is also a huge step toward helping people with disabilities live better.
To make sure you get your money on time, always file your taxes, update your CRA My Account, and set up direct deposit. These payments make life easier at a time when every dollar counts.
FAQs
Do I need to apply for these CRA benefits?
Most benefits are automatic if you file your tax return. The only one you must apply for is the Canada Disability Benefit.
Can I get more than one benefit?
Yes, you can receive several benefits at once — for example, the GST/HST Credit, CCB, and OAS.
When are CRA payments usually sent?
Most payments come monthly or quarterly. You can check your dates in your CRA My Account or on the official website.
