Good news for Canadian families! The Canada Child Benefit (CCB) payments for October 2025 are arriving soon. This tax-free monthly benefit from the Canada Revenue Agency (CRA) helps parents manage the cost of raising their children under the age of 18.
If you are eligible, you can expect your CCB payment on October 20, 2025. Here’s a complete guide on how much you’ll receive, how to apply, and what to do if your payment is delayed.
What Is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a tax-free monthly payment that supports families with children below 18 years of age. It helps cover essential expenses like food, clothing, childcare, and education.
The benefit amount is based on family income, number of children, and marital status. Each year in July, the CRA recalculates benefit amounts according to your adjusted family net income from the previous year and adjusts them for inflation.
If you or your spouse do not file your tax returns on time, your CCB payments may stop temporarily, so filing every year is crucial to continue receiving benefits.
October 2025 Canada Child Benefit Payment Schedule
The October 2025 Canada Child Benefit payment is scheduled to be deposited or mailed on Monday, October 20, 2025. If you’re signed up for direct deposit, funds will go straight to your bank account.
Those receiving cheques through Canada Post will still get their payments, but delivery may take longer due to ongoing postal delays.
| Detail | Information |
|---|---|
| Payment Date | October 20, 2025 |
| Payment Type | Tax-free monthly child benefit |
| Payment Delivery | Direct deposit or cheque |
| Next Payment | November 20, 2025 |
| CRA Contact Window | Wait 5 business days after Oct. 20 before reporting delays |
To avoid delays, families are strongly encouraged to register for direct deposit through their CRA My Account or their financial institution.
How Much Will You Receive under Canada Child Benefit?
The amount of Canada Child Benefit you get depends on your income level and number of children.
Families with a combined adjusted income under $37,487 receive the maximum benefit for each child.
| Child’s Age | Maximum Annual Benefit (2025–2026) | Monthly Payment |
|---|---|---|
| Under 6 years old | $7,997 | $666.41/month |
| Ages 6–17 | $6,748 | $562.33/month |
These new amounts reflect an approximate $200 increase from last year, thanks to inflation adjustments. Payments are gradually reduced as income rises above the set threshold.
How to Apply for the Canada Child Benefit ?
You can apply for the CCB as soon as your child is born, starts living with you, or if your custody arrangement changes.
Here are the main ways to apply:
- At Birth Registration – When you register your child’s birth, you can opt to apply for the Canada Child Benefit automatically.
- Online via CRA My Account – Log in, complete Form RC66 (Canada Child Benefit Application), and submit it electronically.
- By Mail – Download and fill out Form RC66, then mail it to your local CRA tax centre.
Once submitted, your first payment usually arrives:
- Within 8 weeks if you applied online, or
- Within 11 weeks if you applied by mail.
The CRA advises that there may be processing delays, so applicants should regularly check their CRA account for updates.
Tips to Avoid Payment Issues (Canada Child Benefit)
- Sign up for Direct Deposit: Receive payments faster and skip postal delays.
- File Tax Returns on Time: Payments stop automatically if returns are late.
- Keep Information Updated: Report any changes in marital status, custody, or address.
- Check My Account Regularly: View upcoming payments, amounts, and uncashed cheques.
If you do not receive your payment by October 25, 2025, contact the CRA after waiting five business days.
The Canada Child Benefit remains one of Canada’s most vital support programs for families. With October 20, 2025 approaching, eligible parents can look forward to receiving their tax-free CCB payments—up to $7,997 per child under 6 and $6,748 for children aged 6–17.
To ensure smooth and timely payments, always file taxes on time, register for direct deposit, and keep your CRA information current. These small steps ensure you continue receiving the financial help your family deserves each month.
FAQs
Do I need to reapply for the Canada Child Benefit every year?
No. As long as you file your annual tax return, your eligibility is automatically reviewed, and payments continue.
Can I receive retroactive Canada Child Benefit payments?
Yes. If you were eligible in past months but didn’t apply, you can still receive retroactive payments after approval.
What if my income changes during the year?
Any major change in income will be reflected in your next July recalculation, when CRA updates your payment amounts based on your new income level.
